About the Finance team
Finance at CloudWalk ensures the company has the resources and discipline to execute its global ambitions. We work across FP&A, treasury, risk, and accounting — supporting decisions that affect thousands of merchants and the health of a business operating in dozens of countries.
About this role
- Design, implement, and maintain credit risk models and frameworks aligned with BACEN and IFRS 9 standards.
- Monitor and manage retail credit exposures from origination and underwriting to scoring and portfolio performance.
- Develop and validate ML/AI-based models for PD, LGD, EAD, and behavioral scoring.
- Build and maintain AI agents to automate risk monitoring, provisioning, and reporting workflows.
- Partner with the Credit Policy team to define limits, strategies, and credit appetite aligned with the company’s RAS.
- Perform stress testing, scenario analysis, and model backtesting to ensure portfolio resilience.
- Collaborate closely with Data Science, Finance, Compliance, and Fraud teams to ensure consistency, explainability, and auditability across models.
- Prepare and present insights and reports for senior management and regulators.
The Future We See
At CloudWalk, we envision a future where AI empowers every field to reach new heights:
- People teams leveraging AI to transform talent acquisition and employee development.
- Marketing professionals creating data-driven, AI-powered campaign strategies.
- Customer Success teams enhancing client experiences with intelligent solutions.
- Risk analysts combining human expertise with AI to navigate complexities.
- Designers collaborating with AI to push creative boundaries.
Join us at CloudWalk, where we're not just engineering solutions; we're building a smarter, AI-driven future for payments—together.
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